However, this is a short-term loan, so you have to pay it within 7 to 14 days or on your next payday. Many people who are on a tight budget are thankful that such a loan exists. To apply for a bad credit loan in Hamel, MN, you need to find a direct loan lender online that will not do a background check on your credit history. Instead, they will use the information about you and your past employment to...